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3. Margin Call (2011)

The premise: Released just a few weeks ago, the independent thriller Margin Call follows an investment banking firm over a twenty-four-hour period as it teeters on the brink of collapse. Through a series of Good Will Hunting-esque number-scribblings and chart-perusings, junior analyst Peter Sullivan (Zachary Quinto) discovers that the firm is too highly leveraged for their volatility limits. What follows is a series of tense boardroom meetings and private crises of conscience, as the firm's power players grapple with the reality of the impending fallout.

What we learn: Well, you don't learn what "too highly leveraged for their volatility limits" means — Margin Call doesn't take as instructive an approach to the crisis as Too Big to Fail does. What it does teach you, however, is that the people at the top are just as dumb as we are: in-denial CEO John Tuld (a terrifying Jeremy Irons) fails to understand the significance of Sullivan's findings, repeatedly asking him to explain the numbers "like you would to a child, or a golden retriever." Perhaps we should just call it a day and put the banks in the hands of fifth-grade calculus prodigies, who at least wouldn't be inclined to spend half their annual salary on hookers and blow.

Most finance-y finance lines: "A guy bets on a number halfway around the world: one guy wins, one guy loses. If he wasn't doing this, he'd be doing it at an OTB somewhere." — Junior trader Seth (Penn Badgley)

"There are three ways to get ahead in this business: be first, be smarter, or cheat." — CEO John Tuld (Jeremy Irons)

4. Larry Crowne (2011)

The premise: Affable and Tom Hanks-esque Larry Crowne (Tom Hanks), a middle manager at a store, becomes another victim of the recession when he's downsized due to his lack of higher education. Unable to afford his mortgage or his car, he enrolls as a student in the local community college in an effort to start his life over, which means that he learns how to ride a scooter and has an awkward sex thing with his teacher (Julia Roberts).

What we learn: That the subprime mortgage crisis takes away innocent Americans' jobs, cars, and homes; and forces them to date Julia Roberts. I don't know — to be honest, I couldn't even get past the trailer.

Most finance-y finance lines: N/A, see above. Maybe Tom Hanks says something sparklingly lucid and intelligent about derivatives regulation. Either way, he probably rides a helicopter at some point.

5. Up in the Air (2009)

The premise: Although Jason Reitman's Oscar-nominated dramedy is not directly related to the economic crisis — the Walter Kirn novel it's based on was written in 2001 — Up in the Air is steeped in the concerns of the era. Yet the movie has only a tangential interest in the recession's victims; it's much more focused on corporate downsizer Ryan Bingham (George Clooney), a rakish itinerant whose talent for firing people is only exceeded by his ability to get into fellow frequent flyer Alex's (Vera Farmiga) pants.  

What we learn: In Up in the Air, we really only see the impact of the economic crisis on a microcosmic level — that is, the interactions between Ryan and the unfortunate men and women he's been hired to ax. On a larger scale, however, we see how the harsh socioeconomic climate takes its toll on Ryan himself, who leads a nomadic lifestyle in order to avoid forming meaningful relationships. In an age when jobs and homes can be lost in the blink of an eye, Ryan embodies the characteristics of the ultimate corporate player:  impersonal, hollowly empathetic, and, up to the end of the film, unburdened by emotional attachment.

Most finance-y finance lines: "It's one of the worst times on record in America. This is our moment." — Ryan's boss (Jason Bateman), to Ryan

Comments ( 16 )

Nov 08 11 at 1:27 am
S

Haha, wow. I've never seen or really heard of any of these. Not my genre, evidently.

Nov 09 11 at 9:38 am
haircut

i have a stupid question for your stupid comment why? why did you feel the need to tell anybody and everybody who reads the comments that you haven't "seen or really heard of any of these". the category isn't some shut in doesn't who doesn't watch movies. You're in front of a computer look them up.

Nov 10 11 at 9:24 am
Uncle Dave

On the other hand, Haircut, why do you feel the need to berate him? That took several minutes out of your day to stop and type that response (just as I am doing now). So the guy has never heard of a couple of movies; some people have a busy life that does not include TV ads and movie theater marquees. If you really feel it was a "stupid comment" then chuckle at it and move on ...
My 2-pennies.

Nov 10 11 at 10:30 pm
Man From U.N.C.L.E.

Conversely, Uncle Dave, why do you feel the need to scorn him? This action consumed several minutes out of your day to stop and type that response (just as I am doing... damn). So the guy has never heard of people that have not heard of a couple movies; some people haven't yet become a wise Uncle. If you really feel it was contemptible then groan about it and move on ...
My 2-pence.

Nov 08 11 at 7:47 am
Myke

I was all aboard until you hit Up in the Air. Reitman sucks.

I hear Margin Call is pretty damn good though. Like the best movie to come out so far on this subject. So I'll ignore Reitman because you did at least spotlight the most worthy film.

Nov 08 11 at 12:51 pm
M

I take it you haven't actually seen Wall Street 2? Up in the Air is a considerably better film.

Nov 08 11 at 1:34 pm
Myke

At least Stone actually cares about his subject. Reitman just hops whatever bandwagon appeals most to him at the time. I'll take a sincere failure over an insincere success (if it can even be called that) any day.

Nov 09 11 at 9:31 am
haircut

what is your problem with Jason Reitman? unless he raped your wife and burn down your village, the topix isn't even about Jason Reitman. I am curious how he hurt you and why you are trying to get even on this message board instead of hunting him down and making him pay in person.

Nov 08 11 at 1:08 pm
Russo

If you're going to include 'Up in the Air' I would've put 'The Company Men' before it. The economic backdrop of both is more about retrenchment from market globalisation than the financial crisis, but the latter is more concerned thematically with the impact of that retrenchment on lives and families (and not just as a bounceboard for cloyingly sentimental dreck as the Hanks vehicle threatens to be).

Nov 10 11 at 10:32 pm
Haircut 1000

OMFG I killed myself laughing at the comment from 'haircut' above that the censors have banned anyone from Commenting on. Aargh, just like this one, by using a couple keywords. Dammit...

Nov 10 11 at 10:32 pm
Haircut 1000

Ha! Oh crap. It made it on. Dammit...

Nov 08 11 at 4:16 pm
Abe Froman

5 finance and economics themed movies the author apparently hasn’t seen:

Ferris Bueller’s Day Off- Ben Stein proves he has greater acting range than Milton Friedman, Alan Greenspan and Thomas Malthus combined.

Billy Madison- The incentives provided by Bridget Wilson to Adam Sandler prove stronger than the more traditional capitalist incentives motivating Bradley Whitford. This film also illustrates the author’s point about whoremonger 5th grade cokeheads being the engine of the economy.

Pretty in Pink- A Reaganite parable of economic stratification in which the privileged Blane ultimately triumphs over the impoverished Duckie by seducing the working class Andie into betraying her people.

Can’t Buy Me Love (Caucasian version)- Ronald Miller pays a wealthy teenaged prostitute (Cindy Mancini) to enhance his social standing by posing as his high school love interest. The scheme backfires on Miller when Chinese and Russian sovereign wealth funds conspire to obliterate the Western economies by simultaneously cashing in their massive investments in US Treasury securities.

I Love You Beth Cooper- Only tenuous connection to economics and finance is that Denis Cooverman might have gone on to study at Stanford School of Business. Gratuitous shot at the Academy for overlooking HP’s performance.

Nov 08 11 at 6:15 pm
hmm

how did wall street 2 end up on this list? it was easily one of the worst movies i have ever seen. i got my money back (that was a first), but i still miss that hour of my life i lost.

Nov 09 11 at 10:56 am
Aleric

What we learn from this is that Hollywood making movies about greed and capitalism being bad never make the money back they spent on the movie. So the question is, who is more oblivious to the fact that people dont agree with Hollywood otherwise the movies would make more money.

Nov 10 11 at 10:34 pm
Haircut 1000

Whoah. Hold on. Back up the truck. This is making me completely reconsider my philosophy of life. It's all rooted in psychology, see? My god, it's full of stars!

Nov 12 11 at 12:40 am
Ariel

What about Inside Job? Or were documentaries not included?

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