All the financial advice guides tell you to keep a spending diary, so as to have a visual record of your spending habits that you can later analyze and improve upon.
If I had done this the first time I racked up massive credit card debt — back in college — I might have learned my lesson. I mean, my money was going to blown-glass balls, fine wood jewelry boxes, and kaleidoscopes from the handmade crafts store I was working at, in addition to ironic T-shirts from Urban Outfitters and Allston Beat, and hippie-dippie tops from Arden B. Talk about frivolity.
For those of you impatient with the archaic practice of writing things down, there's Tweet what you $pend.
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